Areas of Practice

COLLECTIONS

GALLAS & SCHULTZ regularly files actions in state and federal court to enforce obligations owed to its clients. The following are examples of the many types of actions Gallas & Schultz pursues:

         1.          Deficiency lawsuits: claims pursued against borrowers where the collateral has been
                      sold and a balance remains due and owing the lender.

         2.          Replevin lawsuits: claims pursued against borrowers where the lender has been unable
                      to effect peaceable repossession of its collateral and resort to the courts is necessary.

         3.          Actions on contracts and notes: the pursuit of a money judgment where the borrower
                      fails to pay, or where a party to a contract fails to perform.

         4.          Mechanic's liens: the creation and enforcement of liens on behalf of material suppliers,
                      contractors and subcontractors in Missouri and Kansas.

         5.          Real estate foreclosures: exercising the Power of Sale in deeds of Trust for non-judicial
                      foreclosures in Missouri and judicially foreclosing mortgages in Kansas.

BANKRUPTCY

GALLAS & SCHULTZ provides its clients with a variety of services in the United States Bankruptcy Courts, including the following:

        1.          NATIONAL CREDIT CARD BANKRUPTCY ABUSE PROGRAM: through
                     a network created by the firm, lawyers throughout the United States seek a determination
                     of nondischargeability for credit card obligations incurred in violation of Section 523 of the
                     Bankruptcy Code.

         2.          Motions for Relief from Automatic Stay and for Adequate Protection: motions filed in
                      the Bankruptcy Courts to permit clients to continue to pursue rights as provided for by
                      Section 362(d) of the Bankruptcy Code and/or adequate protection as provided for by
                      Section 363(e) of the Bankruptcy Code.

         3.          General Representation of Creditors: the firm has many years of experience
                      representing creditors in cases filed under Chapters 7, 11 and 13 of the Bankruptcy
                      Code. Services might include attendance at meetings of creditors, objections to
                      confirmation of plans, filing of proof of claims, prosecuting and defending adversary
                      proceedings, defending preference and fraudulent transfer actions and the negotiation of
                      reaffirmation agreements.